Employee and Employer Benefits Resources Library
Resources for employers and employees to learn more about HRA benefits.
HRA blog:
Building Solid Healthcare Equity in the Post-OBBBA Era
Learn how the One Big Beautiful Bill impacts healthcare equity and how small businesses can use ICHRA and SimplyHRA to support diverse employees.
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Best Health Insurance for Businesses with Less Than 10 Employees
Compare ICHRA, QSEHRA, SHOP small-group plans, and health stipends for businesses with under 10 employees—costs, taxes, and best fit.
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Health Insurance Guide for Startups
Learn why startups need health insurance, compare ICHRA, QSEHRA, group and PEO plans, and see how SimplyHRA helps you control costs and stay compliant.
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How to Use AI to Pick Your Health Plan
Use AI to choose your healthcare plan: build a health profile, scan SBC PDFs, compare deductibles/copays, and estimate yearly costs before enrolling.
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How the One Big Beautiful Bill Impacts HSAs
See how the One Big Beautiful Bill expands HSA eligibility, affects ACA and DPC, and why ICHRA with SimplyHRA can simplify small-business benefits.
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Navigating Health Reimbursement Arrangements (HRAs) for Small Businesses
Learn how HRAs like ICHRA, QSEHRA, EBHRA and GCHRA work for small businesses, with steps to choose a plan and top admin platforms like SimplyHRA.
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HRA glossary:
Pre-Tax Contribution
Comprehensive guide to pre-tax payroll contributions, compliance, HRAs, and ACA impacts for small businesses and employees.
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Forfeiture
Learn what forfeiture means in ICHRA/HRA plans, when unused reimbursements revert to employers, and how SimplyHRA tracks deadlines and compliance.
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Flexible Spending Account (FSA)
Learn what an FSA is, how pre-tax payroll deductions work, what expenses qualify, and how carryover/grace period rules affect “use-it-or-lose-it.”
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Federally Facilitated Marketplace (FFM)
The FFM is the federal ACA marketplace on HealthCare.gov where employees enroll in qualified health plans—often alongside ICHRA reimbursements.
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