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HRA resources library

Resources for employers and employees to learn more about HRA benefits.
Blog

HRA blog:

How Much Do Employers Pay For Health Insurance

Explore average employer health-insurance costs, key pricing factors, and ways to cut premiums with HRAs like ICHRA—plus tax perks small businesses should know.
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Small Business Health Insurance Cost: What You Need to Know

See average premiums, cost drivers, and money-saving tips—like using ICHRA—for small-business health insurance. Get compliance advice and plan comparisons.
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How ICHRA Delivers Personalized Healthcare for Employees

Learn how ICHRA plans let businesses set class-based allowances and reimburse tailored medical expenses—delivering flexible, cost-controlled care employees love
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ICHRA vs Traditional Employer-Funded Insurance: What's Best For You?

Compare ICHRA and employer-funded plans on cost, flexibility, taxes, and admin. Choose the best employee health benefit for your business with SimplyHRA insight
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ICHRA Pros and Cons: What Every Small Business Needs to Know

See the key pros and cons of an Individual Coverage HRA—tax perks, budget control, employee choice, and compliance caveats—to decide if ICHRA works for you.
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What is an ICHRA Account?

Discover how an ICHRA (Individual Coverage HRA) account lets employers control costs, customize reimbursements, and streamline healthcare for their workforce.
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Blog

HRA glossary:

Premium Tax Credit

Learn how the Premium Tax Credit can help small businesses and employees afford health insurance. Discover eligibility and benefits.
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Formulary

Learn what a formulary is in health insurance and how it impacts small businesses offering employee health benefits, including ICHRA.
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Coinsurance

Learn how coinsurance works and its impact on small business health benefits. Discover how to manage costs with SimplyHRA.
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Out-of-Pocket Maximum

Learn how out-of-pocket maximums work in health plans and how they impact small businesses offering ICHRA solutions.
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Deductible

Learn what a deductible is in health insurance and how it impacts costs for small businesses and employees. Simplified explanation for beginners.
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Qualified Small Employer Health Reimbursement Arrangement (QSEHRA)

Learn how Qualified Small Employer HRAs (QSEHRAs) help small businesses provide tax-free health benefits without the complexity of group plans.
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HRA tools:

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