HRA resources library
Resources for employers and employees to learn more about HRA benefits.

HRA blog:

How Much Do Employers Pay For Health Insurance
Explore average employer health-insurance costs, key pricing factors, and ways to cut premiums with HRAs like ICHRA—plus tax perks small businesses should know.
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Small Business Health Insurance Cost: What You Need to Know
See average premiums, cost drivers, and money-saving tips—like using ICHRA—for small-business health insurance. Get compliance advice and plan comparisons.
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How ICHRA Delivers Personalized Healthcare for Employees
Learn how ICHRA plans let businesses set class-based allowances and reimburse tailored medical expenses—delivering flexible, cost-controlled care employees love
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ICHRA vs Traditional Employer-Funded Insurance: What's Best For You?
Compare ICHRA and employer-funded plans on cost, flexibility, taxes, and admin. Choose the best employee health benefit for your business with SimplyHRA insight
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ICHRA Pros and Cons: What Every Small Business Needs to Know
See the key pros and cons of an Individual Coverage HRA—tax perks, budget control, employee choice, and compliance caveats—to decide if ICHRA works for you.
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What is an ICHRA Account?
Discover how an ICHRA (Individual Coverage HRA) account lets employers control costs, customize reimbursements, and streamline healthcare for their workforce.
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HRA glossary:

Premium Tax Credit
Learn how the Premium Tax Credit can help small businesses and employees afford health insurance. Discover eligibility and benefits.
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Coinsurance
Learn how coinsurance works and its impact on small business health benefits. Discover how to manage costs with SimplyHRA.
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Out-of-Pocket Maximum
Learn how out-of-pocket maximums work in health plans and how they impact small businesses offering ICHRA solutions.
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Deductible
Learn what a deductible is in health insurance and how it impacts costs for small businesses and employees. Simplified explanation for beginners.
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Qualified Small Employer Health Reimbursement Arrangement (QSEHRA)
Learn how Qualified Small Employer HRAs (QSEHRAs) help small businesses provide tax-free health benefits without the complexity of group plans.
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HRA tools:
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